Marine Insurance Claims Assessment

E-Marine Survey - Insurance Claims Survey

What is the surveyors role with the underwriter and claimant?

While we are appointed and our fee is paid by the underwriter we maintain an independent and impartial role with both parties.

  • act on the underwriters instructions and engagement
  • survey without prejudice to the underwriters liability
  • for the circumstance, cause and extent of the loss
  • request or assess repair quotations on instruction
  • provide loss adjustment service on instruction
  • provide reports without prejudice to either party
  • report any third party liability or salvage value
  • aim for a fair settlement based on the facts

We have worked with Australian, European and North American insurance underwriters, for a wide range of claims for over 13 years.

Scope of our claim assessment reports

The scope is specific to the preceding list, including;

  • Engagement and instruction
  • Parties attending the survey
  • Identify the claimed damage
  • Quantify the cause of loss
  • List of documents reviewed
  • Vessel Particulars
  • Background
  • Survey findings
  • Repairs, quotations
  • Summary evaluation

Examples for claim related loss

  • Storm damage, grounding and flooding
  • Fire, explosion and collision damage
  • Stability, structural and cockpit design
  • Batteries, storage and wiring installation
  • Rudders and steering, loss of control
  • Laminate, timber decay and corrosion
  • Salvage and retrieval for assessment
  • Land and sea transport related damage
  • Fire, explosion and collision damage
  • Seacocks, bilge pumps and plumbing issue
  • 240 VAC compliance and personal injury
  • Machinery, systems, fuel tanks and supply
  • Fibreglass grid liners and keel fastening
  • Sails and canvas storm related damage