Marine Insurance Survey

EMarine Survey - Marine Insurance Survey

What may effect insurance appraisal?

  • Condition of the hull above and below the waterline
  • Collision, grounding, laminate, decay or corrosion
  • Structural integrity and design of the hull to keel join
  • Rudder and steering gear, with emergency steering
  • Decks, fittings, and design of cockpits for powerboats
  • Condition of the machinery, systems  and fuel system
  • Integrity of valves, pumps, hose, clamps, vented loops
  • 12 VDC, batteries, security, switches, wiring for fire risk
  • Compliant 240 VAC to prevent electrocution or fire risk
  • Adequacy of the fire fighting equipment and alarms
  • Compliant LPG installation, bottle, locker and detectors
  • Age and condition of mast, rigging, sails and shroud plates
  • Adequate and compliant safety equipment and ground tackle

(Some repetition from the scope is acknowledged in this list)

When is an insurance report requested?

Insurance survey reports are usually requested from a vessel’s owner, by their insurance company every 3 – 5 years or upon;

  • a change of ownership or insurance provider
  • a change of the intended use or area of operation
  • after any significant repair, upgrade or modification

Scope of our C & V report for insurance appraisal.

These concise survey reports are intended to provide underwriters with sufficient information for insurance appraisal.

  • Vessel identification, design and construction.
  • Structural and overall cosmetic condition
  • Machinery and systems, condition and service
  • Operation of the seacocks and bilge pumps
  • Security and condition of batteries and wiring
  • 240 VAC compliance to Australian standards
  • Mast and standing rigging service history
  • LPG and firefighting for mandatory compliance
  • Rudders and steering condition and operation
  • Transceivers, navionics and equipment of value
  • Safety for the intended use and area of operation
  • Market valuation for appraisal of the insured value


No in-water survey, machinery or systems trial, rig aloft or NDT analysis is included.

No warranty is implied for the design, construction and compliance to any standard.

An insurance survey report is not provided for any third party pre-purchase evaluation.