Marine Insurance Survey

EMarine Survey - Marine Insurance Survey

Research of conditions effecting insurance risk appraisal by underwriters, based on their experience and claims history.

What conditions effect insurance appraisal?

  • Condition of the hull above and below the waterline
  • Collision, grounding, laminate, decay or corrosion
  • Structural integrity and design of the hull to keel join
  • Rudder and steering gear, with emergency steering
  • Decks, fittings, and design of cockpits for powerboats 
  • Condition of the machinery, systems  and fuel system 
  • Integrity of valves, pumps, hose, clamps, vented loops
  • 12 VDC, batteries, security, switches, wiring for fire risk
  • Compliant 240 VAC to avoid electrocution or fire risks
  • Adequacy of the fire fighting equipment and alarms
  • Compliant LPG installation, bottle, locker and detectors
  • Age and condition of the mast, rigging and shroud plates
  • Adequate safety equipment and ground tackle

When is a report requested?

Insurance surveys are engaged and paid by owners. At the request of their insurer for a report normally every five years, or upon:

  • a change of ownership or insurance company
  • change of the intended use or the area of operation
  • following any significant repair or modification

What is the scope of our report?

The report is intended to provide underwriters with

  • Sufficient information on the design and construction
  • The structural and overall cosmetic condition
  • Identification of machinery, systems and equipment
  • Safety for the intended use and area of operation
  • A current market valuation for insurance appraisal.


  1. Identification, design and construction
  2. Structural and overall cosmetic condition
  3. Identification of the machinery and systems
  4. Thru-hulls, valves, pumps , plumbing systems
  5. 240 VAC compliant with Australian standards
  6. LPG & fire fighting compliant to regulations
  7. Mast and standing rigging, age and condition
  8. Safety equipment to State & AMSA regulations
  9. NavCom, EPIRB, equipment and items of value
  10. Current market value for underwriters appraisal
  11. Summary, and appraisal for the intended use
  12. Limitations for the scope and third parties


The report is usually based on an out of water survey only.
No in water survey, machinery or systems trial is included.

  • It is not provided for any third party pre-purchase evaluation
  • The vessels design and build are not certified to any standards